Every year, Indigenous Peoples Day is observed across the United States to honor and celebrate the rich cultures, histories, and contributions of Native American, Alaska Native, and other Indigenous communities. In 2025, Indigenous Peoples Day falls on Monday, October 13, replacing or coexisting with the traditional Columbus Day observance in many parts of the country.
While the day is a time for cultural reflection and education, many people also wonder about practical matters—is today a federal holiday, are banks open today, or does mail run on Columbus Day? Let’s explore what this holiday means and how it affects daily life, government services, and markets.
🌎 What Is Indigenous Peoples Day?
Indigenous Peoples Day was established to recognize and honor the original inhabitants of the Americas, their resilience, and their continued cultural impact. The holiday serves as a reminder of the complex history surrounding Columbus Day, encouraging Americans to shift focus from European colonization to Indigenous strength and survival.
Many states and cities, including California, New Mexico, Maine, and Washington D.C., officially recognize Indigenous Peoples Day instead of Columbus Day. It’s a time to celebrate Indigenous art, music, language, and traditional knowledge while acknowledging historical injustices faced by Native communities.
📅 What Holiday Is October 13, 2025?
This year, October 13, 2025, marks Indigenous Peoples Day and Columbus Day at the same time. Depending on your location, you may see government offices, schools, and local organizations hosting different events under either name.
So yes—October 13 is a holiday in many states, and it is considered a federal holiday across the U.S., even though the official name may differ regionally.
🏦 Are Banks Open Today?
If you’re wondering, “are banks closed today?”, the short answer is yes—most banks are closed on Indigenous Peoples Day / Columbus Day 2025.
Since Columbus Day is a federal holiday, banks that follow the Federal Reserve’s holiday schedule will be closed. This includes major financial institutions such as Wells Fargo, Bank of America, Chase, Citibank, and U.S. Bank.
However, online banking and ATMs will still operate normally, so customers can complete most digital transactions without interruption.
So if you’re planning in-person banking today, it’s best to wait until Tuesday, October 14, 2025, when branches reopen.
💼 Are the Banks Closed on Columbus Day 2025?
Yes, banks are closed on Columbus Day 2025. This applies to nearly all national banks. Some credit unions or regional banks might choose to open, but it’s best to check their website or call ahead to confirm.
The stock market, however, follows a slightly different schedule, which we’ll cover next.
📈 Is the Stock Market Open Today?
A common question each year is: “Is the stock market open on Columbus Day?”
The answer is yes, the stock market is open today. Both the New York Stock Exchange (NYSE) and NASDAQ will operate on their regular trading hours, even though it’s a federal holiday.
However, the bond market—which follows the federal holiday calendar—will be closed on Indigenous Peoples Day.
So, while you can trade stocks and ETFs as usual, bond trading will pause for the day.
📬 Does Mail Run on Columbus Day?
No, there is no regular mail delivery today. The U.S. Postal Service (USPS) observes all federal holidays, meaning post offices are closed on Columbus Day / Indigenous Peoples Day 2025.
That means no home delivery, no package pickup, and no in-person services at post office counters.
However, FedEx and UPS handle holidays differently.
🚚 Is UPS Open on Columbus Day? What About FedEx?
Yes, UPS is open on Columbus Day. All services, including UPS Ground, UPS Air, and UPS Store locations, will operate normally.
FedEx also remains open on Columbus Day, offering full delivery and pickup services.
So while USPS takes the day off, private delivery companies continue working as usual.
🏛️ Is Today a Federal Holiday?
Yes—Indigenous Peoples Day (Columbus Day) is one of the 11 U.S. federal holidays recognized by the government.
This means that federal offices, courts, and government buildings are closed. Most state and local government offices also close, though exceptions exist in places that do not observe Columbus Day as a public holiday.
Federal holidays typically affect:
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Federal offices (closed)
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Non-essential government services (paused)
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Postal Service (closed)
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Some schools and libraries (closed)
💌 Is There Mail Today?
If you’re expecting a delivery from USPS, it won’t arrive today. There is no mail today, since it’s a federal holiday.
However, packages from FedEx or UPS might still show up at your door.
🏙️ Are Post Offices Closed on Columbus Day?
Yes, post offices are closed on Columbus Day / Indigenous Peoples Day 2025. You can still use self-service kiosks in some locations or drop off prepaid packages, but no in-person assistance is available.
Normal post office hours will resume on Tuesday, October 14, 2025.
🗓️ Is October 13 a Holiday?
Yes, October 13, 2025, is a federal holiday in the U.S. known as Indigenous Peoples Day (or Columbus Day, depending on the state).
Schools, banks, and many government offices are closed. The stock market is open, but USPS mail service and most federal offices are not operating today.
📊 Stock Market on Columbus Day
While Columbus Day is a federal holiday, it is not a stock market holiday.
Both NYSE and NASDAQ remain open for full trading sessions, meaning investors can buy and sell stocks normally. However, the bond markets—which follow the Federal Reserve holiday calendar—will be closed.
If you’re wondering whether to expect lower trading volume, the answer is yes. Many institutional traders take the day off, so markets might be quieter than usual.
🧭 Why Indigenous Peoples Day Matters
Beyond business hours and market closures, Indigenous Peoples Day represents a cultural shift toward truth and inclusion.
It acknowledges the Indigenous peoples’ deep connection to the land, their centuries of survival, and their invaluable contributions to modern society.
Celebrations and educational events across the U.S. aim to teach the next generation about Indigenous history, sovereignty, and traditions. It’s a day for reflection, cultural exchange, and unity.
✅ Quick Summary: What’s Open & Closed on Indigenous Peoples Day 2025
| Service | Status on Oct 13, 2025 |
|---|---|
| Federal Offices | Closed |
| Banks | Closed |
| Stock Market (NYSE/NASDAQ) | Open |
| Bond Market | Closed |
| Post Office (USPS) | Closed |
| UPS/FedEx | Open |
| Schools | Varies by state |
| Libraries | Often closed |
| Online Banking/ATMs | Open |
🌿 Final Thoughts
Indigenous Peoples Day 2025 is more than a federal holiday—it’s a meaningful reminder of America’s diverse heritage and shared responsibility to respect and uplift Indigenous voices.
While you might notice that banks are closed today, the stock market is open, and mail won’t be delivered, take this day as an opportunity to learn, reflect, and participate in community events that celebrate Indigenous culture and history.
So, as we mark October 13, 2025, let’s not just ask “Is today a federal holiday?” or “Are banks open today?”—let’s also remember why we observe it in the first place.
